The Insurance Law Journal, Volume 5; Volume 25D.T. & L.H. Potter, 1896 |
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Common terms and phrases
affirmed agent agreement alleged amount ance answer appear appellant appellee application appraisers arbitration assessment assignment assured authority beneficiary benzine building by-laws cause of action certificate chattel mortgage claim clause condition consent contract of insurance counsel death Decision rendered declaration defendant company defendant's demurrer Denton County effect entitled estopped estoppel evidence fact fee simple fire insurance forfeiture fraud furnished Hanover Fire held home office incumbrance indorsed injuries instruction Insurance Co insurance company intention interest Iowa judgment jury liability lien loss or damage Louth ment notice owner paid pany parties payable payment person plaintiff in error pleadings policy of insurance policy provided policy was issued premises premium proofs of loss property insured question reason received recover recovery refused risk rule statement statute stipulation suit SUPREME COURT surance sustained testimony therein thereof tion unless valid verdict void waived waiver warranty written
Popular passages
Page 268 - ... shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto, and as to such provisions and conditions no officer, agent, or representative shall have such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or attached hereto, nor shall any privilege or permission affecting the insurance under this policy exist...
Page 284 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation, however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality.
Page 478 - Loss or damage, if any, under this policy, shall be payable to as mortgagee (or trustee) as interest may appear, and this insurance, as to the interest of the mortgagee (or trustee) only therein, shall not be invalidated by any act or neglect of the mortgagor or owner...
Page 431 - This policy Is made and accepted subject to the foregoing stipulations and conditions, together with such other provisions, agreements, or conditions as may be Indorsed hereon or added hereto, and no officer, agent, or other representative of this company shall have power to waive any provision or condition of this policy, except such as by the terms of this policy may be the subject of agreement indorsed hereon or added hereto...
Page 192 - The entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy, or if the hazard bo increased by any means within the control or knowledge of the insured...
Page 529 - ... if any change other than by the death of an insured, take place in the interest, title or possession of the subject of insurance (except change of occupants without increase of hazard) whether by legal process or judgment or by voluntary act of the insured, or otherwise...
Page 455 - No oral or written misrepresentation or warranty made In the negotiation of a contract or policy of Insurance, by the assured or in his behalf, shall be deemed material or defeat or avoid the policy, or prevent Its attaching, unless such misrepresentation or warranty is made with actual Intent to deceive, or unless the matter misrepresented or made a warranty Increased the risk of loss.
Page 268 - No suit or action on this policy, for the recovery of any claim, shall be sustainable in any court of law or equity until after full compliance by the insured with all the foregoing requirements nor unless commenced within twelve months next after the fire.
Page 653 - This entire policy, unless otherwise provided by agreement endorsed hereon or added hereto, shall be void if the interest of the insured be other than unconditional and sole ownership ; or if the subject of insurance be a building on ground not owned by the insured in fee simple ; or if the subject of insurance be personal property and be or become encumbered by a chattel mortgage...
Page 39 - If an application, survey, plan, or description of property be referred to in this policy it shall be a part of this contract and a warranty by the insured.